The Basics of Baccarat


From sticky-floor California card rooms to the tuxedo-laden casinos of Monaco, baccarat is one of the world’s most popular casino games. It is especially beloved in Asia where it accounts for more than 80% of total casino profits. Its popularity stems in part from the fact that it is a simple game to play and doesn’t require learning any complex strategies or card counting routines. In addition, the house edge of 1.06% is low compared to other casino games and doesn’t require players to bet on the banker or player.

Baccarat is played on a table with from seven to 14 seats for players and a dealer’s area. After all players place their bets, cards are dealt. Each hand is made up of two cards and the objective is to get a total closest to nine. Picture cards and tens are worth zero points, while numbers from 2-9 count at their face value and the ace counts as one point. Once the score is determined, the winning player or banker hand is paid out.

A third card may be drawn to either the player or banker hands depending on the result of the second round. The player or banker must have a higher score than the third-card value to win. The third-card rule is an important aspect of baccarat that many players don’t understand, but it can lead to large wins for players who know how to take advantage of it.

The payouts for a winning player or banker hand are 1 to 1. However, if you correctly bet on a winning tie bet, you only receive a 8-to-1 payout. In addition, a 5% commission is charged on the winning banker bet to cover the cost of the table’s commission.

In addition to the Player, Banker and Tie bets, baccarat also has several side bets, including Super Six and Pair Bets. Super Six Bets are placed alongside the original bet and pay out if either the Player or Banker hands have a total of 6. Pair Bets pay out if the first two cards form a pair.

Baccarat is an easy game to learn and can be enjoyable for players of all skill levels. The key is to be aware of how much you are spending each time you play and keep a careful eye on your bankroll. The game can be very addictive, so it is best to treat your winnings as income and limit the amount of money you spend on each session. Staking 10 units for each wager with a maximum of 200 units per session followed by a break is a wise strategy to follow.